The call for strike comes after the UFBU leaders’ meeting with the IBA chairman, MV Nair, who is also the chairman and managing director of Union Bank of India, in Mumbai on Tuesday.
It was for the first time that Nair met the union leaders chairman of IBA. Earlier he was dealing with unions in his capacity as the chairman of the IBA’s wage negotiating committee.
Earlier the union leaders made a fresh appeal before the IBA chairman to restore the 17.5% salary hike for the bank employees, which apparently IBA had offered .
Talking to FE, CH Venkatachalam, convener of UFBU, said that call for strike was given by UFBU after the talks with the IBA chairman turned inconclusive. All the nine bank employees’ unions, that comprise UFBU, have supported the proposed strike.
The ninth bipartite is due for the bank employees since November, 2007 and the 17.5% hike in wage of bank employees will put an additional burden on the state-owned banks by Rs 4,800 crore every year.
However, after having agreed initially for the 17.5% hike, the IBA later communicated to the UFBU that on government’s instructions it had decided to cap the hike to 15% only.
Now, the problem over negotiation has got complicated further after the IBA’s remained firm on its earlier offer of 15% wage hike. On condition of anonymity, an IBA official said that the 17.5% hike was never official offered by the IBA during the series of talks it has held with the UFBU.
More than 10 lakh bank employees are likely to join the strike.
Nair was not available for comments as he has gone on leave and is likely to take up the matter further only when he resumes his office.
Source : The Financial Express.
27 comments :
TO THE LEADERSHIP OF AIBEA/BEFI/AIBOC
I am a retired bank officer under vrs 2001 scheme opted for pension. I served for Indian bank for 25 years.
I joined as a clerk in the year 1976, after serving as a lecturer . At that time the starting salary for clerk is more than that of a college lecturer.
Since this was un acceptable to the govt bosses, Pillai committee was implemented forcefully on the bank officers during 1979.
Under the stewardship of late Rajiv Gandhi as prime minister things started moving in favour of central govt employees and liberal pay commission award was given wef 1986 in the year 1989. Dis parity started at that level. Much more magnanimous awards under the guise of VTH pay commission an increase of 30% increase of nearly 40 % even much more at the top scales were given during the election year by the same finance minister as VI TH pay commisssion As a result the cabinet secretary s basic pay has gone up from 4000 during 1977to 90000 after sixth pay commissions.
Public sector employees / officers salary levels were also raised.
THEN UGC SCALES, JUDGES SALARY, ONE RANK ONE POST. EVERYWHERE THE GOVT IS MUCH MOPRE LIBERAL.
So during the last two years EACH AND EVERY SECTOR CONTROLLED/patronized by the govt got substantial pay increase without any negotiation. That clearly shows that the awards are more generous than bipartite negotiations .
It is unfortunate that the proposal of IBA for a meager 17.5 % increase was rejected under the stewardship of Mr. Pranab mukergee who is emanating from west Bengal. So all the top leaders can fix an urgent meeting with our FM with all facts and figures particularly the PILLAI COMMITTEE rationalization and the successive wage erosion not revision when compared the pay commission awards. The extra load /per capita business /productivity etc particularly after vrs 2001 where the extra work load also was absorbed.
If we are going to accept the 15% or 17.5% increase then this mistake will never get rectified in the future wage revision.
Hence the unions can propose the following
1. grant of interim relief @ 20% from 01nov2007 on basic and DA
2. Seeking an appointment of banking pay commission with a fixed time frame of one year to award recommendations with suitable terms of reference including the risk factors, work load responsibilities.
3. This revision can be syncronised with the seventh pay commission date say 1 st january2016. A total of 8 years wil come. Hence from 01 january 2016, the govt will automatically will appoint the next banking pay commission . We need not go and beg IBA WITH A BOWL . ALL officers and employees will get decent increase in the salary without any strike.
4. The genuine policies of the Govt like consolidation on a small scale if it is good for the industry and selected out sourcing to reduce overall wage burden has to be considered on merit basis by taking an over all view
5. Pension option to all the past retirees and one more option for pension also to be taken immediately and it has to be settled prior to wage revision without considering the same as load. If all the employees had opted for pension earlier this load factor would not have come now.
6. Pension also should be revised on line with central govt awards and no compromise should be made onthis.
Kbalasubramanian retited senior manager under VRS 2001 scheme Indian bank
TO ALL BANK EMPLOYEES:
ANNOUNCEMENT OF TWO DAYS' STRIKE ON 6-7 AUG 09 HAS NO MEANING DURING THE FIRST WEEK HAS NO MEANING AND WILL NOT HAVE ANY IMPACT ON THE PUBLIC- ANYBODY CAN BET ON THIS. 1ST TO 5TH ALL COMMON MAN'S NEEDS ARE TAKEN CARE- LIKE CREDITING OF SALARY/PENSION ETC AND THE REST REQUIREMENT IS TAKEN CARE BY HITECH PRODUCTS-BUSINESS COMMUNITY WILL NEVER EXPERIENCE ANY INCONVENIENCE- EXCEPT TWO DAYS' CLEARING BACKLOG- REST OF REQUIREMENTS ARE TAKEN CARE BY INTERNET BANKING FROM THEIR OFFICE/ HOUSE.
MORE THAN THIS- ANY BODY CAN EXPECT CALLING-OFF OF THE STRIKE ON THE 5TH AUGUST ON THE BASIS OF "IBA/GOVT ASSURANCE TO LOOK INTO GRIEVANCES BEFORE 31ST JULY 2009" WHICH WILL BE A REPEAT OF ASSURANCE GIVEN IN MARCH 2007 WITH A DEAD LINE OF JUNE 30-2007.
FORGET WAGE REVISON - LEADERS ARE NOT EVEN BOTHERED ON THE SLOGGING OF OFFICERS/MANAGERS FOR TIME ONLY KNOWN TO BANK MANAGEMENT.
THEY ARE SOLD OUT!!!! DO YOU AGREE?
IBA's rejection to the pay hike is total politics..u can all see that after the 6th pay commission a peon in a govt office draws marginally less than the clerks of banks in india.."so,is the clerk a great fool by spending money on his studies and career ?".the clerk could have done the peons job..the UPA played politics by just announcing the 6th pay before elections n now its turning away..the banking industry is the only one in india which has gained profit of around 28000 crore in this fiscal year..it is all the hard labour of the bank employees who most of the time work till late..shoudnt they b given what the deserve?..or the govt just wants to pay the govt employees only for sitting in a chair when not a single file can move in a day ?The whole banking system is pathetic..Even a bank employee(IBA committee) can understand the plight of the employees..must b drawing hefty salaries for their work,but what about the others ?even the other employees need to support their families..I must say the UFBU chief is with the IBA,else he would have announced an indefinite strike(most needed) till the demands are fulfilled..if the govt employees can get a hike of 30-40%..dont the bank employees deserve atleast 25%..i suggest the demand should b increased to 25% and employees should go on an indefinite strike till finance minister PRANAB MUKHERJEE intervens..
UFBU has given strike call for 5th & 7th Aug,2009. It seems only drama which will end as earlier call for June,12 strike was called off. If leadeship is sincere about, why we are begging from IBA increase of 17.5% like begger, whereas the Govt.employees have been given 30 to 40% hike who are earning no profit. On the other hand bank employees are earning the profits for the govt and also performing govt. duties like treasury functions collection of taxes, disburbursing pension, salaries etc. UFBU should give ultimatum to the IBA as well as to govt that we want respectable increase not less than 30% otherwise indefinite strike call should be given because bank employees know how o struggle as "No work No pay" was first implemented in the banking industry. Bank employees are so loyal to the work that even in the strike he works in banks and sacrifice salary for for the succesof strike. This loyalty is being considered as "weakness", which is wrong.This is the right time to show our strength so tha govt/IBA offer 25% increase.
I agree with Mr. Balan !
retired bank staff also should be made eligible for revision -- Revision was not done in the last two occasions !
Pension option should be given for existing staff also and one more VRS can be offered for those who are willing. This will enable new blood to take up work in banks.
More recruitment should be done in banks at various levels.
Retirement age for existing staff may be revised to 65 considering the increase in average age of an Indian.
I,sabyasachi mukherjee,a student,M.A in english, and appearing for banking exam.I am totally agree with mr.Dhiman.he knows about the strength of bank employees.now,a 4th grade government employee pays 10 thousand as salary per month.though it is a exam of class 10 standrad.but a bank clerk gets only 7500 and it is a graduate/12th standrad exam.The physical labour for a bank employee is much more than a any government employee and takes more risk than a government employee.so why this dissimilarity? so they can get also a handsome amount.inspite of these,bank serves as the best public servicing organigation.Banks have able to give a profit even in economic downfall.I think,the employees are not demanding a huge pay.so they must can recieve it.The 17.5% is not a abnormal demand.Government can easily afford it.but they must have to think positively and sympathetically.
Will the bank employees first think about fulfillment of their duties rightly before demand hike in salaries. I wonder how much of public money is wasted in NPSs. The main reason for the loan becoming bad is bcos of (1) Firstly, bad financing by the bank officers and (2) secondly..no proper follow up and review of accounts. It is very said that each officer of the bank right from the lowest level to the highest level gets 35 to 40 or even more Litres of Petrol per month. Will the bank officers honestly tell us how much of Petrol are they spending on bank;s work like visit to the site of the loanee not just for recovery but before that for follow up of the accounts. No one cares and now they compare themself with the Govt Sector and are demanding wage revision.. who cares. Please do your duty deligently first and then demand...the government will never dare to refuse your demands.
I,sabyasachi mukherjee,myself a student of english M.A in Burdwan university.After reading mr.sunils blog,i think he is very consious about the misuse of governments property.very good.mr.sunil,have you visit any other sector?Do you think that,in every parts of your life you show your loyality,honesty?How many people are there in the world,who does their proper duty?Do you get proper service in police station,rail,electricy office?Corruption has spread over every where .In point that,i think bank employees are more honest,loyal than that of other sector.They always try to give our best.Only they do their duties out of their service hours without any extra pay.Do you know,they call a strike but they work inside the office.Do you know,in the present economic condition they have able to gain a profit?what do you think,are they not doing their duties??They understand their duties,they are not needed any individuals suggestion.They give much labour than any other sector.what do u think,what ever do government employees are correct and any other wrong???????Government employees are getting 30-40% hike,and bank employees are struggling only for 17%.A 4th class government employee gets 10 thousand\month.But a bank employee gets only 7500\month.you are wrong.pls,read other blogs of this profile,most of them are educated,civiliged.They are also very positive about the fact.I think you are also a educated person.so realise the problem.Support their struggle.Government must have think about the banks pay revision oterwise they must call a indefinite strike.we are all with them.Thank you.
Mr. SUNIL, oh I m sorry, I should call u a CHAMCHA OF IBA / CENTRAL GOVT. Have us seen a bank employee how he is working and under what circumstances ? Even if he has gone to have a glass of water, u people make a noice of it. Hv u seen a govt employee working, sincerely, during office hours, leave aside after 6 pm ? U r making a hue and cry for NPAs major part of which have occurred becoz of GOVT / BOARD policies and u are holding responsible the lower / middle cadre employees ? Do u know how much risky job we bank employees r performing now-a-days ? We have to be on our seat by 10 am. There is no fixed hours by what time we will leave. Even a small unintential mistake can become very heavy for a bank employee. Govt sector people without performing their duties regularly / honestly / sincerely have got a rise of around 40% whereas we, the bank employees are being given a mere 15% rise ? Why ? On what basis the Govt / Public / Media is saying that a bank employee is well paid without doing their duties ? At present what we are getting is nothing keeping in view the risky nature of our job. A govt UDC, after 25 years of service, at present is getting around 40000/- (after pay revision) whereas a bank clerk after 25 years of service will get around 28-30000/- (after pay revision).
My Dear SUNIL, I do not know in which sector u r working, but I am 100% sure that u know nothing about banking. The banking industry (that too NATIONALISED BANKS) is the only one in india which has gained profit of around 28000 crore in this fiscal year..it is all the hard labour of the bank employees who most of the time work till late..shoudnt they b given what the deserve?..or the govt just wants to pay the govt employees only for sitting in a chair when not a single file can move in a day ?
IN THE END, BEFORE FINISHING I MUST THANK MR. SABYASACHI, who is not evan a bank employee, but have supported our movement whole-heartedly.
i,sanju,read in B.A 2nd year english honours.i do not properly understand the banking rule and administration.but after reading mr.sunils statesment i realize that he is not a well wisher for bank.why is he saying so?but before finishing my statement i want to greet thanks to mr.sabyasachi and mr. sandy.they are really the well wisher for bank.specially sabyasachi,he knows the banking system although he is a student.thanks.
sir,
I wish to inform u that the matter has not been dealt so seriously the govt should understand the power of our union.
1 open all the past cases of compassionate appointment since 1996
2.enhanced the penion rate according with central govt employee.
3.increase the wage rate up to 18.5%
4. Pension option to all the past retirees and one more option for pension also to be taken immediately and it has to be settled prior to wage revision without considering the same as load. If all the employees had opted for pension earlier this load factor would not have come now.
5.i would ask the union to go on an indefinite strike till the time govt does not agree to your demands .
6 every time strike is no use of 1 or 2 days for them strike atleat for 15days all bank should come up for support,even central govt union should support u
i am a b com student and my uncle is working in one of the banks psb
Bank officers working condition in banks is the worst in the country after VRS 2000. No fresh recruitment after 1990 and month after month lot of bank employees and officers are retiring with no additional manpower in the branches. Bank officers are at the mercy of sub-staff and clerical staff other wise their work is to be completed by officers. No officer is able to leave office by 6.00 PM. Most of the bank officers children are able to see their parents only on sundays. Bank's top brass is fully aware of the condition of the officers but their aim is only on their elevation. After reaching Senior Management Grade V the bank officer consider it a sin to look into the working conditions of his subordinates or else his elevation is stalled.
Bank officer's association leaders are also very cautious and wants to stay in their office till their retirement. Banks are computerised long back and many bank's unions/associations have no websites, and if they have one, they are not updated. The leaders wants the members to approach the office bearers for each and every information. They print circulars, but will be despatched only after a fortnight and no member should question the leaders. If questioned officers are transferred or else their request for leave, transfer, promotion etc are virtually denied. They have become god's men and dictate members.
If this is the present conditions of the bank officers, how can they achieve wage revisions in time. Justice delayed is Justice denied. Wage revision due from I Nov 2007 is being dragged by the IBA/Govt and leaders are fixing deadlines after deadlines. Unless a indefinite strike like that of SBI strike is called for, we bank officers/employees will never see wage revision in the near future.
J.Srinivasan,
To leadership of Bank employees. I am VRS optee of 2001. I want to know who brought the scheme in the banking industry. Why leadership kept mum at that time, shifting the responsibility over the sholders of the bank employees. It is very clear few employees who opted Pension is getting pension since 2001 where as others are deprived from Pension Option at that time. What the leadership is doing ? Are they trustworthy ? Justice is to be done with each and every employee of Bank and not for a particular sector. Even retired employees are also called bank employees. Please negotiate with utmost care of every employee.
I appeal to the Central Government to direct the Public Sector Banks to revise the pay of the bankers at par with the officers and employees of similar length of service in the central government. Moreover , the so called " negotiations " hovering around the base level of 15 to 20 percent hike are wastages of everybody's time and energy and deserve to be scrapped.visit bankofficersprogressiveforum.blogspot.com
Mr sunil wake up.Become a Bank officer and then definitely u will not say what u have said.
Take back ur words.Perhaps u have seen or met Bank officer,with characteristics as u have said,and who are a minority in Banking industry.Banking industry is one of the least corrupt profession.Govt departments are den of corruption and they are getting a handsome hike dispite that and we as bankers, who are custodians of public money are being given a raw deal.Just get your facts right buddy.
Mr.sunil If you think that Bank staff are not doing their jobs properly & hence NPA's are increasing, then let me remind you again that "NPA's are rising because of repeated advise of government to give loans to people of weaker sections. If bank officers do not think humanly many a times & sanction loans to deprived sections of people keeping their jobs at stake there is no questions of increasing NPA.
secondly if Nationalised banks start recovering of NPA's just as the private sectors do without following the legal proceedings I bet in no matter of time we can reduce the NPA's.
Third if you are so idle(I think so because you commented on us though you have nothing to do with BAnks) I advise you to go to each sector of government-like revenue, railways, telecom, water authorities, Fire departments including Ministries departments of various sorts & checkout
(1)how many of employees you see on their seats by the time office starts.
(2)How slow a work moves or you will get the demanded "CUSTOMER SERVICE " without paying " the OTHER AMOUNT"
(3)checkout the transparency in amount you pay & service you get?
(4)Just try to demand a service by quarelling/yelling at them when they go for lunch in other than LUNCH HOURS. I bet you will find it nightmare to get ur tasks done then.
(5) ATleast watch assemblies/Honorable Loksabhas where our(our means only honest Tax payers like us & not the Business tycoons who keep wrong books & hence pay no/little tax) amount is being paid to their maintainance per minute in thousands only to see that they fight like children & yield little result.
I think then your eyes will be open & mouth shut & will think twise to comment without knowing facts. We take pride in working in such transparent banking system that uniquely stood where the other systems through out the world collapsed. we are asking what we deserve for. got it?
I DRAW YOUR ATTENTION ON SUPREMECOURT JUDGEMENT DATED27/3/2009 GIVEN ON WEBSITE supremecourtofindia.in IN CASE OFBANK OF INDIA V/SK.MOHANDAS&OTHERS TO ADD 5YEARS NOTIONAL SERVICE TO PENSIONERS(OFFICERS) AS PER REGULATION 29 OF BANK PENSION REGULATION1995. ALL PENSIONERS(OFFICERS) WILL GET BENEFITS W.E.F.1/4/2001 .THIS JUDGEMENT IS TO BE IMPLEMENTED BEFORE27/4/2009 BUT NO INTEREST WILL BE PAID.THIS IS FINAL VERDICT AND I REQUEST TO TAKE UP THE MATTER IMMEDIATELY IT WILL BENWEFIT TO ALL PENSIONER(OFFICERS) W.E.F. 1/4/2001
I DRAW YOUR ATTENTION ON SUPREMECOURT JUDGEMENT DATED27/3/2009 GIVEN ON WEBSITE supremecourtofindia.in IN CASE OFBANK OF INDIA V/SK.MOHANDAS&OTHERS TO ADD 5YEARS NOTIONAL SERVICE TO PENSIONERS(OFFICERS) AS PER REGULATION 29 OF BANK PENSION REGULATION1995. ALL PENSIONERS(OFFICERS) WILL GET BENEFITS W.E.F.1/4/2001 .THIS JUDGEMENT IS TO BE IMPLEMENTED BEFORE27/4/2009 BUT NO INTEREST WILL BE PAID.THIS IS FINAL VERDICT AND I REQUEST TO TAKE UP THE MATTER IMMEDIATELY IT WILL BENWEFIT TO ALL PENSIONER(OFFICERS) W.E.F. 1/4/2001.CASE NO SUPREMECOURT APPEAL CIVIL1942 OF 2009.
PROVIDED PENSIONERS(OFFICERS) SHOULD HAVE COMPLETED 20 YEARS AS ON1/4/2001 AND HAD OPETED FOR PENSION AS ON 1/4/2001
Bank employees are beast of burden and the trade union leaders fooling them.They pretend to guard the interest of bank employees and waste the fund generated by subscriptions, donations and levies by making frequent meaningless tours.They are purchased by the managements and are after their own interests. After successive failure in meetings with IBA why they do not call for indefinite strike.Very shame.
NPAs in Banking industry is mainly due to the intervention of top brasses from the Governments at then Centre and States to finance their companies. It is only the big/large accounts that put the strain on the banking system.
The corruption level in Banking is far lower than what it is in the government. The participation of employees in day to day work is also good in banking as compared to central government.
Government should bring the salary scale of Banking, Insurance, Central Government, State Governments, Corporations, PSUs etc. at one level. Most of them are doing similar work and there is no reason for any differences in their scale.
Immediately following points may be taken by unions/government for redressal:
1) Allow pension option for existing employees once again on the pattern of pension in central government.(old one)
2) Allow pension option for those who have retired so far and living on certain agreeable terms
3) Agree for increase of bank employees salary/pension by 17 per cent to bring it on par with CGE.
4) Permit banks to recruit new employees on a considerable scaleso that the burden on existing officers is reduced.
Sure, We have to wait till morning upto 10.00am to know whether strike is on!!!!! Unioons lost the guts to strike and bargain...
Bank should go on indefinite strike.We are with you.
Government is taking a step motherly attitude to Bank Employees and the Ministers who have assumed charge taking oath upon the Constitution to treat all manner of people alike are breaching their oath while considering the issues of bank men. With a view to coming into power, they granted 40 percent hike to all Government employees purely out of the exchequer form the taxes collected and encashed it in the form of votes. The government employees work only for five days a week that too leisurely and they were paid huge hike from the treasury. The bank employee who works under much pressure for six days a week and for stretched working hours and takes the salary out of the profits he makes in banks is paid considered for a dismal hike of 17.50 percent, that too after much pressure. Where is democracy, and uprightness in India? The IBA and key men in Banks act more treacherously towards their own people and refuse them their dues. They now play the role of the British who plundered the country in pre-independence period for their own vested interests. For pleasing the political masters and to get career elevations, they act as pimps of the Indian politicians. They are doing a criminal offence by denying Pension to several retired employees for the past ten years. They are people to be put in prisons for violating the Indian Constitution for life term. Constitution mandates equal treatment of similar people. In SBI, IBA grants three retirement benefits. But in the rest of the banks including associate banks of SBI only two retirement benefits are there. Is the work in SBI a level above the work in other Public Sector Banks? Is there any Trade Union worth its name that can explain the anomaly? Has any Director representing the workmen or Officers on Board the PSBs made any attempt to ventilate the feelings and sentiments of the employees?
Coming to Pension and fresh option, it is not at all a new benefit to be given, but an already granted thing legally entitled to all employees on rolls of Banks in 1995. People could not opt for Pension when originally called upon to do so in 1995 because of the penal clause providing for forfeiture of entire past services in case of participation in strike and when this clause was deleted from the Pension Rules, extension of fresh option to all was legally mandatory. No employee has got a chance for option under the pension rules in force ( sans forfeiture of service clause ) and any option coming is a fresh option and not a second option.
OPINION SENT TO MEDIA
The country was taken for a ride when bank men staged a two days strike from 6th Aug. 2009 putting banking operations to a stand still. Wage revision and extension of fresh pension option in banks are not yet cleared. Banks have illegally denied Pension to about 65000 people who retired through VRS or otherwise. Their hardships are mounting. The MOU of 25th February, 2008 between IBA and Bank Unions to settle Pension Option issue within three months, is breached. The issue got mixed up with wage talks and is still pending. IBA is reportedly claiming paucity of funds to meet Pension Funds and strangely asking the employees to share a portion of the burden . Clause 7 of Pension Regulations in Banks dealing with Constitution of the Pension Fund states as item (a) that the fund shall consist of the contribution by the Bank at the rate of ten percent per month on the pay of an employee. IBA should clarify whether banks have made such contribution into the Pension Fund for the period after 1995 in respeect of all employees before dealing with the deficit and asking employees to share the burden. If all employees had opted in favour of Pension when it was offered initially, what banks would have done is another question that pops up when IBA places a sharing formula. Pension is an already extended benefit and a segement of employees could not opt for it when offered in 1995 since the Regulations contained a clause providing for forfeiture of entire past service if an employee participated in a strike any time. Though this clause was later deleted in 1999, banks failed in extending a fresh option to those could not opt for it when the penal clause existed . From the legal point of view, all on the rolls of banks in 1995 are entitled to a fresh option when the amendment to Regulation was carried out. It is pertinent to say that banks which originated and function solely on the premises of some law or other should not go illegal, breaking theie own written down laws. Mixing the independent issue of Pension with wage talks and putting those who worked for banks to starvation by not clearing it is felt most untoward. IBA may come out with their statement in the matter without paving way to further agitations and inconvenience to the general public.
C N Venugopalan, Ex- Manager, Union Bank of India , Nandanam, Kesari Junction,
N Paravoor, Kerala 683 513 Phone 0484 2447 994
I agree with Mr Venugopalan that pension option should be given again to all retired employees and also existing employees. Government should consider extending increased pay benefits to pensioners also as in the case of govenment pensioners. Sixth pay commission benefits were given to pensioners also.
APPOINTMENT OF BANKING PAY COMMISSION WITH 20% INTERIM RELIEF, SCRAPPING OF IBA FOR THE PURPOSE OF WAGE NEGOTIATION , IMMEDIATE PENSION OPTION TO ALL BASED ON CV.VENUGOPALS ARGUMENTS IS THE ONLY WAY TO SAVE THE EMPLOYEES FROM WAGE EROSION KNOWING FULLY WELL THE GOVT IS DOING GROSS INJUSTICE TO THE BANKMEN AND ALLOWING THE INDUSTRY TO BECOME LESS EFFICIENT IN THE FUTURE INDEFINITE STRIKE TILL SONIAJI INTERVENES IS THE ONLY SOLUTION AND SHE IS THE ONLY PERSON WHOSE DECISION WILL PREVAIL WITHOUT ANY ARGUMENT IT IS BETTER THAT THEDELEGATION OF BANKMEN CAN MEET HER WITH FACTS AND FIGURES
balasubramanian retired under vrs senior manager indian bank
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